Applying for an education loan with VisaRoute is extremely simple and free of charge. Just fill in your preferences on the platform to receive an offer. Accept the offer and upload the required documents. That’s it! Sit back, relax, and you’ll receive the sanction within a week. So, what are you waiting for?

If you have completed your application on the platform and uploaded all the required documents, we will submit your file to 3 lenders within 24 hours. The profile evaluation takes 1-2 days; immediately after this, you can receive a provisional sanction. So, if everything is aligned, you will have your provisional sanction letter from a lender within 48 hours.
Please proceed to accept the offer and upload the required documents to fast-track your application process. Your active participation in this process will empower you and put you in control of your loan application.

We can apply with lenders who do not require a co-applicant. So, don’t worry. Just proceed, accept the offer shown on the platform, and upload all the documents related to your profile. You can upload blank documents or write ‘not applicable’ for the co-applicant slots and move forward.

Yes, non-collateral private and international lenders are trustworthy. They offer better loan amounts at lower interest rates to students. Importantly, all of these lenders are diligently registered and regulated by governing bodies, ensuring a secure and legitimate process. So, don’t let this concern you—continue your process with confidence.

Your loan amount is calculated based on the following factors: loan type, university rank, aptitude score, STEM/non-STEM, and English score. If you want to negotiate your offer, our advisors will handle it for you. Continue your process at https://visaroute.com/

Most collateral lenders offer up to 1.5 crore in Bangladeshi taka, while non-collateral lenders can provide up to 70-90 lakhs in Bangladeshi taka. The amount and interest rates may vary after evaluation by the lender. If you are not satisfied with the lender’s proposed terms, we will negotiate on your behalf. Collateral interest rates start from 9.5%, and non-collateral rates start from 11%. So, don’t worry—continue your process at https://visaroute.com/.

Your co-applicant can be any blood relatives who file an Income Tax Return (ITR). This includes parents, uncles, aunts, siblings, in-laws, cousins, etc. They must have been filing ITR for at least two years.
However, this requirement may vary from lender to lender. Our advisor will match you with the lender based on your chosen co-applicant.

Identity Documents:

• PAN
• Aadhar
• Passport

Academic Documents:

• 10th, 12th, and Bachelor’s Marksheet
• Admit card (only if you have received it)

Financial Documents:

• Six months’ bank statement
• Salary slip (if employed)
• IT returns for the last two years (if eligible)

Co-Applicant Documents:

• PAN
• Aadhar
• Bank statement/salary slip
• Proof of business/house
• IT returns for the last two years

VisaRoute gives you access to top lenders with a single application. Since we negotiate for batches of students, we secure discounted interest rates that individual applicants can’t get. We also save you significant time by eliminating the need to find the right contacts and talking with multiple points of contact to get your application moving. You can get a provisional loan sanction with us in just 48 hours. So, why wait? Continue your process on https://visaroute.com/ .

If you need to talk to an advisor urgently, contact us on WhatsApp at +880 176000000. Type in your name and ask your query. We will respond within an hour. Don’t hesitate—contact us now!